Winters in this part of Illinois sit in a severe cold band, and that doesn't change because a house is newer. What changes is where the cold does its damage. On Cortland's newer doors, the common failure is a stiff or slow-closing door on a frozen or under-lubricated track, or an opener that hesitates because the cold has thickened the grease in the gearbox - not the snapped spring you'd expect on an original 1970s torsion setup elsewhere in the service area.
Bottom seals on newer doors are usually in better shape, but they still crack and let cold air and grit into the garage once they pass 10 or 15 years. If you're feeling a draft along the floor on a door from the 1990s build era, that's the seal, not the panel.
The other pattern we see on newer construction: opener boards that fail outright in deep cold rather than gradually. If the door was fine yesterday and dead silent today - no clicking, no light, nothing - that's usually the board, not the spring.