The failure point in Maple Park isn't usually the panel itself, it's matching it to a door that's newer than what most garage door stock photos and generic online guides assume. A lot of advice online is written for the older flat-panel doors that are common closer to DeKalb's core, where median build year runs closer to 1976. That advice doesn't carry over cleanly to a 1998-era door with wider panel sections and tighter tolerances.
Order the wrong panel width or the wrong insulation core and it won't seat against the adjoining sections. On a door this age, mismatched panels usually show up as a visible seam gap or a section that won't latch flush, which then strains the opener trying to force the door closed.
Cold-climate hardware is the other piece. This area sits in a severe cold climate band, and a panel replacement that skips checking the weatherstrip and the end seals leaves a gap that lets wind-driven snow in around the new section all winter, even if the panel itself fits fine.